Version 1.0 · Effective March 5, 2026

Terms of Service

Valuables — a product of Wishabit, LLC Version 1.0 | Effective Date: March 5, 2026

These Terms of Service ("Terms") constitute a legally binding agreement between you ("you" or "User") and Wishabit, LLC ("we," "us," or "our"), the company behind the Valuables mobile application and related services (collectively, the "Service").

By creating an account or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. Description of Service

Valuables is a personal inventory management application that allows you to catalog, organize, and track your physical possessions. The Service includes features such as:

  • Creating and managing inventory records with photos, descriptions, and values
  • Organizing items by location, room, and container
  • AI-powered item recognition and cataloging assistance
  • Room scanning to detect and catalog multiple items
  • Value estimation using third-party marketplace data
  • Data export for insurance and personal records
  • Sharing inventory data with other users you designate

2. Eligibility

You must be at least 13 years of age to use the Service. By using the Service, you represent that you meet this age requirement. If we become aware that an account belongs to an individual under 13, we will disable the account and delete associated data.

3. User Accounts

3.1 Account Creation

The Service uses Apple Sign-In for authentication. You are responsible for maintaining the security of the Apple ID associated with your account.

3.2 Account Security

You are responsible for all activity that occurs under your account. You agree to notify us immediately of any unauthorized use of your account.

3.3 Account Information

You agree to provide accurate information when using the Service. We may use the name and email address provided through Apple Sign-In to operate the Service and communicate with you.

4. Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service:

  • In any way that violates applicable federal, state, local, or international law or regulation
  • To catalog, store, or track items that you do not own or have a legal right to possess
  • To facilitate any illegal activity, including but not limited to theft, fraud, or trafficking
  • To interfere with or disrupt the Service or servers or networks connected to the Service
  • To attempt to gain unauthorized access to any part of the Service
  • To use the Service on behalf of any third party without proper authorization

5. Prohibited Content

You may not upload, store, or transmit through the Service any content that:

  • Is illegal, harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable
  • Contains sexually explicit or pornographic material
  • Depicts violence, abuse, or exploitation of any person
  • Contains material that infringes any patent, trademark, trade secret, copyright, or other proprietary right
  • Contains malicious code, viruses, or any form of malware
  • Constitutes unsolicited advertising, spam, or any form of solicitation
  • Misrepresents ownership of items or their value for fraudulent purposes

We reserve the right to remove any content that violates these Terms and to suspend or terminate accounts that repeatedly violate this section.

6. AI-Powered Features

6.1 AI Services

The Service offers optional AI-powered features including item recognition, room scanning, photo grouping, and value estimation. These features are provided through third-party AI service providers, which currently include Google (Gemini), OpenAI, and may in the future include additional providers such as Anthropic and others.

6.2 Data Processing

When you use AI-powered features, photographs and related data you provide are transmitted to these third-party AI providers for analysis. This processing is performed to deliver the core functionality of the Service.

6.3 Accuracy Disclaimer

AI-generated results, including item identification, categorization, descriptions, and value estimates, are provided as suggestions only. They may contain errors or inaccuracies. You are responsible for reviewing and verifying all AI-generated information. You may modify or override any AI-generated data at any time.

6.4 No Binding Decisions

AI features do not make binding decisions on your behalf. All AI outputs are suggestions that require your review and are subject to your editing. The Service does not use AI to make automated decisions with legal or similarly significant effects on you.

7. Intellectual Property

7.1 Your Content

You retain all ownership rights to the content you create, upload, or store through the Service, including photographs, descriptions, and other inventory data ("Your Content").

7.2 License to Us

By using the Service, you grant us a limited, non-exclusive, worldwide, royalty-free license to use, store, process, and display Your Content solely as necessary to operate, maintain, and provide the Service to you. This license terminates when you delete Your Content or your account.

7.3 Our Intellectual Property

The Service, including its design, features, code, and documentation, is owned by us and protected by intellectual property laws. These Terms do not grant you any right, title, or interest in the Service except for the limited right to use it in accordance with these Terms.

8. Sharing and Collaboration

8.1 User-Managed Sharing

The Service allows you to share inventory data, including items, locations, rooms, and associated photos, with other users you designate (such as household members). You control who you share with and what level of access they receive.

8.2 Responsibility

You are solely responsible for the content you share and the users you choose to share with. We are not responsible for how shared users access or use shared content.

8.3 Shared Content

When you share content with other users, those users can view and potentially modify shared items based on the permission level you grant. You may revoke sharing access at any time.

9. Data Export

You may export your inventory data in CSV and PDF formats for personal use, backup, or insurance documentation purposes. Exports are subject to reasonable rate limits to prevent abuse.

10. Third-Party Services

10.1 eBay Marketplace Data

The Service may use eBay marketplace data to provide estimated values for your items. These estimates are based on recent marketplace listings and sales and are provided for informational purposes only. They do not constitute appraisals, guarantees of value, or financial advice.

10.2 Third-Party Terms

Your use of third-party services integrated with the Service (such as Apple Sign-In) is subject to the respective third party's terms of service and privacy policies.

11. Fees and Payment

The Service is currently provided free of charge. We reserve the right to introduce paid features, subscription tiers, or other pricing in the future. If we do so, we will provide reasonable advance notice before any charges apply to your account. Continued use of paid features after the notice period constitutes acceptance of the applicable fees.

12. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

WE DO NOT WARRANT THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY INFORMATION PROVIDED THROUGH THE SERVICE, INCLUDING AI-GENERATED CONTENT AND VALUE ESTIMATES.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH:

  • YOUR USE OF OR INABILITY TO USE THE SERVICE
  • ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS OR ANY PERSONAL INFORMATION STORED THEREIN
  • ANY ERRORS OR OMISSIONS IN ANY CONTENT OR DATA
  • ANY AI-GENERATED CONTENT, INCLUDING INACCURATE ITEM IDENTIFICATION OR VALUE ESTIMATES
  • ANY THIRD-PARTY CONDUCT OR CONTENT ON THE SERVICE

OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF FIFTY DOLLARS ($50.00) OR THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

14. Indemnification

You agree to indemnify, defend, and hold harmless Wishabit, LLC, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or in connection with:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any rights of another party
  • Your Content uploaded to the Service
  • Any content you share with other users through the Service

15. Dispute Resolution and Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

15.1 Informal Resolution

Before initiating any formal dispute resolution, you agree to first contact us at legal@valuables.app to attempt to resolve the dispute informally. We will attempt to resolve the dispute within 30 days.

15.2 Binding Arbitration

If we cannot resolve the dispute informally, any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved by binding arbitration administered by the American Arbitration Association ("AAA") in accordance with its Consumer Arbitration Rules. The arbitration shall be conducted in the English language.

15.3 Class Action Waiver

YOU AND WISHABIT, LLC AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING.

15.4 Small Claims Exception

Notwithstanding the foregoing, either party may bring an individual action in small claims court for disputes within the court's jurisdiction.

15.5 Opt-Out

You may opt out of this arbitration agreement by sending written notice to legal@valuables.app within 30 days of first accepting these Terms. Your notice must include your name, email address, and a clear statement that you wish to opt out of the arbitration provision.

15.6 Jurisdictional Exceptions

This arbitration provision does not apply in jurisdictions where mandatory arbitration of consumer disputes is prohibited by law. In such jurisdictions, disputes shall be resolved in the courts specified in the Governing Law section.

16. Termination

16.1 By You

You may stop using the Service at any time. You may request deletion of your account and associated data through the Settings section of the app.

16.2 By Us

We may suspend or terminate your access to the Service at any time, with or without cause, with or without notice. Reasons for termination may include, but are not limited to, violation of these Terms, illegal activity, or extended periods of inactivity.

16.3 Effect of Termination

Upon termination, your right to use the Service ceases immediately. We may delete your account data in accordance with our Privacy Policy. Sections of these Terms that by their nature should survive termination (including Disclaimers, Limitation of Liability, Indemnification, and Dispute Resolution) shall survive.

17. Modification of Terms

We may modify these Terms at any time. If we make material changes, we will notify you through the app and, where possible, via email. Continued use of the Service after the effective date of revised Terms constitutes your acceptance of the changes. If you do not agree with the revised Terms, you must stop using the Service.

You will be asked to accept new versions of these Terms before continuing to use the Service.

18. Force Majeure

We shall not be liable for any failure or delay in performing our obligations under these Terms due to causes beyond our reasonable control, including but not limited to natural disasters, pandemics, war, terrorism, government actions, power failures, internet or telecommunications failures, or third-party service outages.

19. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.

20. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the Service and supersede all prior agreements, understandings, and communications.

21. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions. Subject to the arbitration provisions above, any legal action or proceeding arising under these Terms shall be brought exclusively in the federal or state courts located in Delaware.

22. Contact Information

If you have questions about these Terms, please contact us at:

  • Email: legal@valuables.app
  • App: Use the Feedback feature in Settings